At First State Bank, we offer a variety of accounts so that you can easily choose the account that is most convenient and beneficial for your lifestyle.
Simply Free Checking
- Unlimited check writing
- $25.00 minimum deposit to open account
- No monthly service fee
- No minimum balance to maintain
Regular Checking
- Unlimited check writing
- $100 minimum deposit to open account
- No monthly service fee for maintaining a monthly balance of $500 or more
- Service fee: If your balance falls below $500 any day in the monthly statement cycle, we will impose a $6.00 monthly service charge once during that statement cycle.
- No monthly service fee for customers age 55-plus
- No monthly service fee for automatic Direct Deposit of payroll, retirement or Social Security
Student Checking
- Unlimited check writing
- $50.00 minimum deposit to open account
- Service fee: If your balance falls below $500 any day in the monthly statement cycle, we will impose a $6.00 monthly service charge once during that statement cycle.
- If parents bank at FSB and maintain a $1,000 deposit, there is no monthly service fee
NOW Checking
- $100 minimum deposit to open account
- Unlimited check writing
- Interest rate is subject to change
- Service fee: If your balance falls below $500 any day in the monthly statement cycle, we will impose a $10.00 monthly service charge once during that statement cycle.
Super NOW Checking
- $2,500 minimum deposit to open account
- Interest rate subject to change
- 30 checks/debits allowed per month; excess fee of $.15 per debit over 30
- Service fee: If your balance falls below $2,500 any day in the monthly statement cycle, we will impose a $15.00 monthly service charge once during that statement cycle.
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